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Covenants Restricting Additional Borrowings Primarily Protect the

For additional information on our segments including Government HFS - South HFS - Midwest TCPL Keystone and Other related to December 31 2021 and 2020 refer to Note 23 of our audited consolidated financial statements located in Part II Item 8 within this Annual Report on Form 10-K. To protect investors from the risk of non-payment ABCP programs are generally structured with various protections such as credit enhancement liquidity support and commercial paper stop.


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In June 2013 the Company purchased an equity interest in a real estate development property through a joint venture agreement to purchase and develop real property located at 105 through 111 West.

. Portions of the Proxy Statement for the 2021 Annual Meeting of Stockholders the Proxy Statement to be filed within 120 days of the end of the fiscal year ended December 31 2021 are incorporated by reference in Part III hereof.


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